Hotel and motel losses are similar to apartment complex losses except for the fact that hotel and motel rooms are usually rented by the day, while apartments are typically rented for a month or more. While the structures may be similar to address when a claim occurs, there are still various differences that are mostly affected by local fire & construction codes. Loss of income by a hotel/motel is also a different animal when evaluating the loss and must be approached appropriately. We have handled numerous hotel and motel losses that involved both property damage and loss of income.
Insurance claims for these type of properties may involve phyical damage but also loss of income revenue and create business interuption claims. These types of claims are often undervalued by the insurer and are prime canidates for assistance from a public adjustor.
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