At the time commercial losses occur, there is often times a concurrent cessation of revenues due to the inability of the business occupying the damaged structure to continue to function normally. Many insurance policies have coverage for loss of income under this circumstance as well as others. It is important to carefully document the time frames starting with the day the loss occurred until the time the business resumed normal operations and produced income consistent or equal to the amount of income the company would have maintained had the loss never occurred. This is art form in itself and we work actively with forensic accountants to ensure the loss is properly evaluated.
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